大家出租房保险都买哪家? 多少钱啊?
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Loss of rents 这项如果保的话,有deductible么? 如果一年少了2个月租金,保险还管赔?
呵呵。新手,不懂 ...
forqi 发表于 2012-1-26 15:10
哈!哈!哈!你太可爱了,我跟我先生差点笑翻了!这是我们每个房东的梦想! 不过我朋友在澳洲的房出租,她说有这项保险哦,也不知道她是跟你一样的理解还是澳洲真的有这项保险,如果有我一定买,但要看是不是要cost同样月数的租金再决定。
以下是FARMERS保单里对Loss of Rent的解释.注意看不同的保险公司内容有所不同。
Coverage D - Loss of Rents
1. Loss of Rents。If a covere property loss makes the residence premises rented to others or held for rental by you unfit to live in, we cover the Loss of Rents. We shall pay for the shortest time needed to make the rental fit to live in but not to exceed 12 consecutive months from the date of the loss.
2. Prohibited Use. If a civil authority prohibits you from use of the residence premises because of direct damage to neighboring premises by a loss which would have been covered under SECTION I - PROPERTY if it occurred on the residence premises, we cover the resulting Loss of Rents for not more than 2 weeks during which use is prohibited |
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